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Truck Repair Financing Solutions

Keep your truck on the road with flexible payment options for repairs, tires, and parts

EXPLORE FINANCING OPTIONS

Financing Options

At MTS Truck Service, we understand that unexpected repairs can strain your budget. That's why we offer flexible financing solutions to help you get back on the road quickly without breaking the bank.

MTS In-House Financing

Fast Approval • No Credit Check • Minimal Documentation

Program Features:

  • Loans from $500 to $5,000
  • Flexible terms from 3 to 12 months
  • Competitive interest rates starting at 12.99%
  • Same-day approval in most cases
  • No prepayment penalties
  • Simple documentation requirements

Perfect For:

  • Emergency roadside repairs
  • Tire replacements and repairs
  • Routine maintenance
  • Small to medium mechanical repairs

Requirements:

  • Valid government-issued ID
  • Proof of income or business operations
  • Active checking account
  • Vehicle title information (for loans over $2,000)
APPLY FOR MTS IN-HOUSE FINANCING

Partner Financing Programs

Higher Limits • Longer Terms • Major Repairs

Program Features:

  • Loans from $2,000 to $25,000+
  • Extended terms up to 60 months available
  • Competitive market rates based on credit
  • Options for various credit backgrounds
  • Potential tax advantages (consult your accountant)
  • Equipment and trailer financing available

Perfect For:

  • Major engine overhauls or replacements
  • Transmission rebuilds
  • Complete equipment upgrades
  • Multiple vehicle repairs
  • Trailer purchases or major repairs

Requirements:

  • Business verification (for commercial accounts)
  • Credit check and income verification
  • Time in business (for commercial applicants)
  • Valid contact and banking information
APPLY THROUGH FINANCING PARTNER

We work with trusted financial partners including:

Why Choose MTS Financing

Quick Approval Process

Our streamlined application process means less waiting and faster repairs. Most in-house applications are processed within hours, not days.

Simple Documentation

We've simplified the paperwork requirements so you can focus on getting your truck repaired, not filling out endless forms.

Direct Service Integration

Financing is directly integrated with our repair services, creating a seamless experience from approval to completion of repairs.

Flexible Payment Options

Choose from various repayment terms that fit your cash flow, with options for weekly, bi-weekly, or monthly payments.

Secured Application

Your information is protected with bank-level security. We never share your personal or financial details with unauthorized parties.

Dedicated Support Team

Our financing specialists are available to answer questions and help you find the best financing solution for your situation.

How Truck Repair Financing Works

1

Apply Online

Complete our simple application form with basic personal and/or business information.

2

Get Approved

Receive a prompt decision on your application, often within hours for in-house financing.

3

Complete Repairs

We'll perform the needed repairs or service using your approved financing.

4

Simple Repayment

Make convenient payments according to your selected payment schedule.

Frequently Asked Questions

How quickly can I get approved for financing?

For MTS in-house financing, most applications are processed within 2-24 hours, with many receiving same-day approval. Partner financing typically takes 1-3 business days depending on the complexity of the repair and loan amount.

What credit score do I need to qualify?

Can I finance just parts or must I use your repair services?

Are there prepayment penalties?

Can I finance emergency roadside repairs?

Ready to Get Your Truck Back on the Road?

Don't let repair costs keep your truck sidelined. Our financing solutions make it easy to get the repairs you need with payments you can afford.

Questions About Financing?

Our finance specialists are here to help you understand your options and find the best solution for your needs.

billing@mtstruckservice.com
(855) 450-1212